ISSN 2394-5125
 

Research Article 


THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM

Ngo Ngoc Minh,Nguyen Duc Loc.

Abstract
The paper investigates some microeconomic variables as interest, exchange and inflation rates on
credit facility obtained by small and medium enterprises (SMEs) in Vietnam. The study employs ex post facto
research design. Data were extracted from the State Bank of Vietnam statistics from 1995 to 2019. The
empirical results find that a significant relationship exists between the three independent variables in question
and the dependent variable-credit facility. Therefore, the government should work and bring in policies that will
reduce the rates of interest, exchange and inflation in the country so as to help SMEs to grow.

Key words: Exchange rate, interest rate, inflation rate, credit facility, and small and medium enterprises


 
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Pubmed Style

Ngo Ngoc Minh ,Nguyen Duc Loc. THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM. JCR. 2020; 7(19): 2221-2228. doi:10.31838/jcr.07.19.266


Web Style

Ngo Ngoc Minh ,Nguyen Duc Loc. THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM. http://www.jcreview.com/?mno=114865 [Access: September 15, 2020]. doi:10.31838/jcr.07.19.266


AMA (American Medical Association) Style

Ngo Ngoc Minh ,Nguyen Duc Loc. THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM. JCR. 2020; 7(19): 2221-2228. doi:10.31838/jcr.07.19.266



Vancouver/ICMJE Style

Ngo Ngoc Minh ,Nguyen Duc Loc. THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM. JCR. (2020), [cited September 15, 2020]; 7(19): 2221-2228. doi:10.31838/jcr.07.19.266



Harvard Style

Ngo Ngoc Minh ,Nguyen Duc Loc (2020) THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM. JCR, 7 (19), 2221-2228. doi:10.31838/jcr.07.19.266



Turabian Style

Ngo Ngoc Minh ,Nguyen Duc Loc. 2020. THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM. Journal of Critical Reviews, 7 (19), 2221-2228. doi:10.31838/jcr.07.19.266



Chicago Style

Ngo Ngoc Minh ,Nguyen Duc Loc. "THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM." Journal of Critical Reviews 7 (2020), 2221-2228. doi:10.31838/jcr.07.19.266



MLA (The Modern Language Association) Style

Ngo Ngoc Minh ,Nguyen Duc Loc. "THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM." Journal of Critical Reviews 7.19 (2020), 2221-2228. Print. doi:10.31838/jcr.07.19.266



APA (American Psychological Association) Style

Ngo Ngoc Minh ,Nguyen Duc Loc (2020) THE EFFECT OF SOME ECONOMIC VARIABLES ON CREDIT FACILITY OBTAINED BY SMALL AND MEDIUM ENTERPRISES IN VIETNAM. Journal of Critical Reviews, 7 (19), 2221-2228. doi:10.31838/jcr.07.19.266