ISSN 2394-5125
 

Review Article 


SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA

Sanjay Sinha, Subhadeep Mukherjee.

Abstract
Intense competition in Indian banking industry compelled the bankers to involve in active selling. This paper aimed to identify the different sales strategies used in banks and to investigate the perceptual gap between employees and customers towards different sales strategies. Empirical study has been conducted among select private sector banks in the Barak valley region of Indian state of Assam. Perceptual gap has been analysed by estimating significance difference between two sample mean. Findings revealed that there is a significance difference between perception between employees and customers towards up-selling strategy whereas there is no such difference in case of other sales strategies. Study found that unique nature of the up selling strategy is responsible for creating such differences in perception. This study cannot be generalised in case of entire Indian banking industry as it focused only on the sales strategies of private sector banks in India. Findings help the banks to understand the gap between the thinking of employees and customers towards the importance of different sales strategies.

Key words: Sales strategies, Private banks, Personal selling, Direct selling, Cross Selling, Reference Selling, Up selling.


 
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How to Cite this Article
Pubmed Style

Sanjay Sinha, Subhadeep Mukherjee. SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA. JCR. 2020; 7(2): 62-66. doi:10.31838/jcr.07.02.14


Web Style

Sanjay Sinha, Subhadeep Mukherjee. SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA. http://www.jcreview.com/?mno=85867 [Access: February 23, 2020]. doi:10.31838/jcr.07.02.14


AMA (American Medical Association) Style

Sanjay Sinha, Subhadeep Mukherjee. SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA. JCR. 2020; 7(2): 62-66. doi:10.31838/jcr.07.02.14



Vancouver/ICMJE Style

Sanjay Sinha, Subhadeep Mukherjee. SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA. JCR. (2020), [cited February 23, 2020]; 7(2): 62-66. doi:10.31838/jcr.07.02.14



Harvard Style

Sanjay Sinha, Subhadeep Mukherjee (2020) SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA. JCR, 7 (2), 62-66. doi:10.31838/jcr.07.02.14



Turabian Style

Sanjay Sinha, Subhadeep Mukherjee. 2020. SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA. Journal of Critical Reviews, 7 (2), 62-66. doi:10.31838/jcr.07.02.14



Chicago Style

Sanjay Sinha, Subhadeep Mukherjee. "SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA." Journal of Critical Reviews 7 (2020), 62-66. doi:10.31838/jcr.07.02.14



MLA (The Modern Language Association) Style

Sanjay Sinha, Subhadeep Mukherjee. "SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA." Journal of Critical Reviews 7.2 (2020), 62-66. Print. doi:10.31838/jcr.07.02.14



APA (American Psychological Association) Style

Sanjay Sinha, Subhadeep Mukherjee (2020) SALES STRATEGIES OF BANKS: AN EMPIRICAL STUDY OF SELECT PRIVATE SECTOR BANKS IN INDIA. Journal of Critical Reviews, 7 (2), 62-66. doi:10.31838/jcr.07.02.14





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